Agent Platform Agreement

A. EIG operates the EIGHQ platform, which provides lead management, client relationship, appointment, Scope of Appointment, compliance, commission tracking and related tools and support services for insurance producers (the "Platform").

B. Agent is a licensed insurance producer who is contracted with or through EIG and wishes to use the Platform in connection with Agent's insurance business.

C. The Parties wish to set forth the terms governing Agent's use of the Platform, the protection of Client Information, and the rights and obligations of the Parties with respect to client records.

NOW, THEREFORE, in consideration of the mutual promises herein and other good and valuable consideration, the receipt and sufficiency of which are acknowledged, the Parties agree as follows:

1.1 Capitalized terms not defined in this Agreement have the meanings given in the EIGHQ Terms of Use (the "Terms"), which are incorporated into this Agreement by reference.

1.2 "Book of Business" means the Clients for whom Agent is the writing agent or agent of record on policies or enrollments placed through EIG, together with the related Client Information and records maintained on the Platform.

1.3 "Client" means any individual prospect, applicant, insured, enrollee or Medicare beneficiary whose information is entered into, routed through or maintained on the Platform in connection with Agent's account.

1.4 "EIG-Sourced Client" means a Client who was first provided, sold, routed or referred to Agent by or through EIG, including through EIG leads, marketing, events, referral programs or the Support Team.

1.5 "Agent-Sourced Client" means a Client whom Agent can demonstrate by documentary evidence was Agent's client or prospect before the Effective Date, or was independently generated by Agent at Agent's sole expense without use of EIG leads, marketing or resources.

1.6 "Compensation Agreement" means any producer, contracting, commission or compensation agreement between Agent and EIG.

2.1 Grant. Subject to this Agreement and the Terms, EIG grants Agent and Agent's Authorized Users a limited, revocable, non-exclusive, non-transferable right to access and use the Platform during the Term solely to conduct Agent's insurance business through EIG.

2.2 Authorized Users. Agent may request access for Agent's staff. EIG may approve or deny any request. Agent is responsible for all acts and omissions of its Authorized Users as if they were Agent's own, and shall ensure that each Authorized User accepts the Terms and completes any required training.

2.3 Changes to Platform. EIG may modify, add or remove Platform features at any time in accordance with the Terms.

3.1 No Fee. Access to the Platform is provided at no charge to Agent while Agent is contracted with EIG in good standing.

3.2 Fees for leads, marketing or other optional services, if any, are governed by the applicable order form or written terms for those services.

4.1 Licensing and Good Standing. Agent represents, warrants and covenants that Agent and each Authorized User who performs licensed activity holds and will maintain all licenses, appointments and certifications required for the activities they perform, is not excluded from any federal or state health care program, and will notify EIG within two (2) business days of any change in such status.

4.2 Compliance. Agent shall comply with Applicable Law, Carrier Requirements, EIG's written compliance policies and the Terms in all activities, and is solely responsible for the accuracy, suitability and lawfulness of all communications, recommendations, Scope of Appointment records, consents, applications and enrollments made by Agent or its Authorized Users.

4.3 Records. Agent shall document all Client interactions, Scopes of Appointment, consents and enrollments on the Platform accurately and contemporaneously, and shall not maintain Client records outside the Platform except as required by Applicable Law or approved in writing by EIG.

4.4 Audits and Complaints. Agent shall cooperate fully and promptly with any audit, complaint, investigation or records request by EIG, any carrier, CMS or any regulator, and shall notify EIG within two (2) business days of any Client complaint, carrier corrective action, or regulatory inquiry relating to Agent.

5.1 Agent shall maintain, at Agent's expense, professional liability (errors and omissions) insurance with limits of not less than $1,000,000 per claim and $1,000,000 aggregate, or such higher limits as required by any carrier, and shall provide a certificate of insurance upon request. Agent shall notify EIG within ten (10) days of any cancellation, non-renewal or material reduction of coverage.

6.1 HIPAA and Privacy. Agent shall use, disclose and safeguard Client Information in accordance with the Terms, HIPAA, Applicable Law and Carrier Requirements. Where required, Agent shall execute EIG's Business Associate Agreement, which is incorporated into this Agreement upon execution.

6.2 Security Incidents. Agent shall report any actual or suspected unauthorized access, use or disclosure of Client Information to EIG in writing within twenty-four (24) hours of discovery and shall cooperate fully with EIG's investigation, mitigation and notification efforts. Agent shall bear the reasonable costs of investigation, notification and credit monitoring arising from any incident caused by Agent or its Authorized Users.

6.3 No Offline Copies. Agent shall not export, download, print or copy Client Information from the Platform except as necessary to serve a Client and permitted by this Agreement, and shall securely destroy any such copy when no longer needed.

7.1 Ownership by Contract Type. Ownership of Agent's Book of Business depends on Agent's contract type with EIG:

(a) Street-Level Contracts. If Agent is contracted at street level, then as between the Parties, Agent's Book of Business belongs to Agent, subject to EIG's rights under this Agreement and Applicable Law. Upon termination, and provided Agent is not in material breach, EIG shall, within thirty (30) days of Agent's written request, provide Agent an export of Client contact and policy information for Agent's Book of Business in a commonly used electronic format, subject to Applicable Law and Carrier Requirements. EIG may retain copies as required by law or for compliance and audit purposes.

(b) LOA (Licensed Only Agent) Contracts. If Agent is contracted as a licensed only agent ("LOA"), all Client Information, records and User Content maintained on the Platform, including Agent's Book of Business, are the records and confidential business information of EIG. Upon termination, Agent shall have no right to export or retain Client Information from the Platform, except as required by Applicable Law or to complete servicing obligations expressly authorized by EIG in writing.

7.2 Beneficiary Choice. Nothing in this Agreement restricts any Client's right to choose or change agents, plans or carriers, or requires Agent to act contrary to any Client's best interest or Applicable Law. All agent-of-record changes shall be handled in accordance with Carrier Requirements.

7.3 Records Retention. Notwithstanding the foregoing, EIG may retain all Client Information and activity records on the Platform for the periods required by Applicable Law and Carrier Requirements, which for certain Medicare records is at least ten (10) years.

8.1 Leads provided, sold or routed to Agent by or through EIG are EIG-Sourced Clients. Agent shall contact such leads only within the scope of the documented consent under which they were obtained, shall honor all opt-out and do-not-contact requests, and shall not sell, share or transfer any lead to any third party. EIG makes no warranty as to the quantity, quality or conversion of leads. Lead pricing, allocation and any replacement policy are set forth in the applicable order form or EIG's written lead policy.

9.1 EIG may provide Agent with administrative, intake, scheduling and service support through the Support Team. The Support Team shall not perform any activity requiring an insurance license. Agent shall review and approve all work performed for Agent's Clients and remains solely responsible for all licensed activity and Client outcomes. EIG may set reasonable limits on the scope and volume of Support Team services.

10.1 Compensation Agreement Controls. All commissions, overrides, bonuses and other compensation are governed exclusively by the Compensation Agreement and applicable carrier schedules. Commission data on the Platform is informational only and does not constitute an agreement or promise to pay any amount.

10.2 Chargebacks and Offset. Agent shall repay any commission advanced or paid to Agent that is charged back, recouped or reversed by a carrier. To the extent permitted by Applicable Law and the Compensation Agreement, EIG may offset any amount owed by Agent to EIG under this Agreement, including chargebacks, unpaid fees and indemnification obligations, against any compensation otherwise payable to Agent.

11.1 Agent shall protect EIG Confidential Information, as defined in the Terms, in accordance with Article 17 of the Terms. Without limiting the foregoing, Agent shall not use EIG Confidential Information, including EIG lead sources, pricing, commission schedules, workflows or Client lists, to compete with EIG or to benefit any third party.

12.1 Personnel. During the Term and for twelve (12) months thereafter, Agent shall not, directly or indirectly, solicit, hire or engage any EIG employee, contractor or Support Team member, or induce any EIG-contracted agent to terminate or reduce their relationship with EIG, without EIG's prior written consent.

12.2 EIG-Sourced Clients. During the Term and for twelve (12) months thereafter, Agent shall not use EIG Confidential Information to solicit any EIG-Sourced Client that has not become Agent's under Article 7 to move to another agency, agent or plan. This Section does not restrict any Client's free choice, any response to a Client-initiated request, or any activity required by Applicable Law.

13.1 Term. This Agreement begins on the Effective Date and continues until terminated in accordance with this Article (the "Term").

13.2 Termination for Convenience. Either Party may terminate this Agreement for any reason upon thirty (30) days' written notice to the other Party.

13.3 Immediate Termination by EIG. EIG may suspend or terminate this Agreement and Agent's access immediately upon written notice if: (a) Agent breaches this Agreement, the Terms, any Business Associate Agreement or any Compensation Agreement; (b) any license, appointment, certification or required insurance of Agent lapses or is suspended or revoked; (c) Agent becomes excluded, sanctioned or the subject of a regulatory action, or a carrier requests Agent's removal; (d) Agent engages in fraud, misrepresentation or conduct that EIG reasonably believes may harm Clients, carriers or EIG; or (e) the Compensation Agreement terminates.

13.4 Transition. Upon expiration or termination: (a) Agent's and its Authorized Users' access to the Platform ends immediately, or on such later date as EIG may specify in writing; (b) Client records shall be handled as set forth in Article 7; (c) pending applications and service requests shall be completed, transferred or reassigned as EIG reasonably directs in accordance with Carrier Requirements and the Clients' best interests; (d) Agent shall return or destroy EIG Confidential Information in accordance with the Terms; and (e) compensation shall be governed by the Compensation Agreement.

13.5 Survival. Articles 1, 6, 7, 10 through 12, 13.4, 13.5 and 14 through 17 survive termination.

14.1 Agent shall defend, indemnify and hold harmless EIG and its officers, directors, shareholders, employees, contractors and agents from and against all claims, losses, liabilities, damages, fines, penalties, chargebacks, recoupments, costs and expenses, including reasonable attorneys' fees and costs of breach notification, arising out of or relating to: (a) Agent's or its Authorized Users' breach of this Agreement, the Terms or any Business Associate Agreement; (b) any violation of Applicable Law or Carrier Requirements by Agent or its Authorized Users; (c) any communication, recommendation, sale, application or enrollment by Agent or its Authorized Users; or (d) the negligence, fraud or willful misconduct of Agent or its Authorized Users.

15.1 The disclaimers of warranties and limitations of liability in Articles 22 and 23 of the Terms apply to this Agreement and are incorporated by reference. IN NO EVENT SHALL EIG BE LIABLE TO AGENT FOR ANY LOSS OF COMMISSIONS, RENEWALS, CLIENTS OR BUSINESS ARISING FROM ANY PLATFORM OUTAGE, DATA LOSS, SUSPENSION OR TERMINATION PERMITTED BY THIS AGREEMENT.

16.1 Any dispute arising out of or relating to this Agreement shall be resolved in accordance with Articles 25 and 26 of the Terms, including binding individual arbitration, the class action and jury trial waivers, and Nevada governing law, which are incorporated by reference. EIG may seek injunctive relief in court to enforce Articles 6, 7, 11 and 12 of this Agreement without posting bond.

17.1 Independent Contractor. Agent is an independent contractor and not an employee, partner or joint venturer of EIG.

17.2 Entire Agreement; Precedence. This Agreement, together with the Terms, any Business Associate Agreement and the Compensation Agreement, constitutes the entire agreement of the Parties regarding the Platform. In the event of conflict, the order of precedence in Article 4 of the Terms applies, except that the Compensation Agreement controls with respect to compensation.

17.3 Amendment. EIG may amend this Agreement upon thirty (30) days' written notice to Agent. Agent's continued use of the Platform after the effective date of an amendment constitutes acceptance. If Agent does not accept an amendment, Agent may terminate under Section 13.2.

17.4 Assignment. Agent may not assign this Agreement without EIG's prior written consent. EIG may assign this Agreement in connection with a merger, acquisition, reorganization or sale of assets.

17.5 Severability; Waiver. If any provision is held unenforceable, it shall be enforced to the maximum extent permissible and the remainder shall remain in effect. No waiver is effective unless in writing.

17.6 Notices. Notices shall be given as provided in the Terms. Notices to Agent may be sent to the email address in Agent's account.

17.7 Counterparts; Electronic Signature. This Agreement may be executed electronically and in counterparts, each of which is an original.

IN WITNESS WHEREOF, the Parties have executed this Agreement as of the Effective Date.

ARVF, Inc., d/b/a EJ Insurance Group and EIG Senior Care — By: ____________________ Name: Enoch Vega Title: Chief Executive Officer Date: ____________________

Agent — Signature: ____________________ Printed Name / Agency: ____________________ National Producer Number: ____________________ Email: ____________________ Date: ____________________